1. Nissan Versa S 4dr
5-Year fuel cost: $9,048
5-Year insurance cost: $5,134
Total 5-Year ownership cost: $27,135
The Nissan Versa gets a redesign for 2012, and the added amenities bump the bargain-basement feel out of the base model -- without a big boost in price. An AM/FM/CD stereo with auxiliary input is now standard (only audio wiring was included in 2011), as is air conditioning. The Versa gets better mileage, too (27 miles per gallon city, 36 highway). An automatic transmission costs $2,130 extra. It's also been chosen as a Top Saftey Pick by the Insurance Institute for Highway Safety (IIHS) for 2012.
Other costs: Financing 5-year loan at 4.04%, based on a market price of $11,853 and a 15% down payment: $1,000; Depreciation: $7,361; Fees & taxes: $959; Opportunity cost of down payment and other out-of-pocket costs: $335; Maintenance: $1,892; Repairs: $1,406