5-Year fuel cost: $8,143
5-Year insurance cost: $5,445
Total 5-Year ownership cost: $29,345
Redesigned for 2012, Kia’s Rio gets a new 1.6-liter direct-injection engine that puts out a class-leading 138 horsepower, while managing 30 miles per gallon in the city and 40 on the highway. USB and satellite radio come standard (service is free for three months). An automatic transmission costs $1,100.
Other costs: Financing 5-year loan at 4.04%, based on a market price of $14,204 and a 15% down payment: $1,213; Depreciation: $9,737; Fees & taxes: $1,114; Opportunity cost of down payment and other out-of-pocket costs: $335; Maintenance: $1,859; Repairs: $1,500