3. Ford Fiesta S (4dr)
5-Year fuel cost: $8,568
5-Year insurance cost: $5,623
Total 5-Year ownership cost: $28,524
Introduced last year, Ford’s Fiesta adds a dollop of style to the sensible subcompact class. Dramatically raked headlamps and sharp creasing along the side give the Fiesta an aggressive look. Inside, the cockpit is sporty yet functional. On its menu of safety features is a driver’s knee airbag, and it’s been named an IIHS Top Safety Pick. It gets 28 mpg in the city and 38 on the highway. An automatic transmission is $1,095 extra.
Other costs: Financing 5-year loan at 4.04%, based on a market price of $13,329 and a 15% down payment: $1,130; Depreciation: $8,721; Fees & taxes: $1,062; Opportunity cost of down payment and other out-of-pocket costs: $341; Maintenance: $1,580; Repairs: $1,500