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10 cities with the most and least expensive car insurance

Detroit, Michigan (Photo: Paul Bica | Flickr)
Detroit, Michigan (Photo: Paul Bica | Flickr)

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Detroit drivers pay the highest car insurance premiums in the nation, according to CarInsurance.com's analysis of rates for a 2014 Honda Accord with full coverage for 33,401 zip codes.

 Zip codes in Brooklyn and Philadelphia rank second and third, respectively, behind Detroit.

Drivers can enter a zip code in CarInsurance.com’s  average car insurance rates tool to see the average premium for the location, as well as the highest and lowest rates.

The top 10 most expensive locations for car insurance rates are:

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10. Royalton, Kentucky, in ZIP: code 41464: $2,104
(42% increase over state average of $1,484)

9. Miami, Florida, in ZIP code 33142: $2,248
(60% increase over state average of $1,402)

8. Baltimore, Maryland, in ZIP code 21216: $2,256
(79% increase over state average of $1,258)