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Do You Need a License to Buy a Car?

A valid driver’s license is required in order to drive a car, but do you need one to buy a car? The answer is no. However, it does make the car buying process a little more difficult. Here’s how you can buy a car without a license:

Reasons for Buying a Car Without a License

It may seem counterintuitive to purchase a car without a license, but there are many scenarios where someone may choose to purchase a car without a driver’s license. Some possible scenarios include:

  • You are planning on getting your license, and you see your dream car before you become a licensed driver.

  • You are gifting a car to a family member or a friend. In this case, you will have to put the car title in the person’s name to whom you are gifting the car.

  • You are a business owner and need a vehicle for business purposes. 

  • You are unable to drive and purchase the vehicle for a caregiver or nanny.

  • A caregiver will be driving the car because you are unable to drive because of a disability. 

  • You are a car collector or you are purchasing the car as an investment.

  • You are purchasing the car for a minor to practice on with a learner’s permit. Keep in mind that a licensed driver has to be in the car with a minor who has a learner’s permit.

Do You Need a License to Register a Car?

A vehicle must be registered in the owner’s name before it can legally be driven on public roads. In order to register a vehicle with the Department of Motor Vehicles (DMV), you need proof of insurance and a valid driver’s license. Since you don’t have a driver’s license, you’ll need to register the vehicle in another person’s name and make them the title holder. If you are buying a vehicle for your business, you can register it under your business name. Keep in mind that some states don’t require you to register antique or collectible cars, so a registration may not be necessary if you aren’t driving it on the road.

Can You Buy a Car if Your License is Suspended?

If your license is suspended, you will only be able to buy a car in certain states. You may have a provision that allows you to drive in certain circumstances like traveling to and from work or medical appointments. In many instances, you will be able to purchase a car, but you will not be able to get auto insurance or a vehicle registration. Having a suspended license will also affect your financing as some lenders will not provide financing to a motorist with a suspended license. Be sure to check with your state’s DMV to understand the rules.

Shopping for a Car Without a License

If you are shopping for a vehicle through a dealership or private seller, you won’t be able to test drive the vehicle without a license. If you are purchasing the vehicle for someone else, make sure you take them along to test drive the new car or used car.  

Can You Finance a Car Without a License?