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Top 10 high-tech safety features for older drivers
Everybody has felt that unpleasant surprise when suddenly a car comes zooming into view after being hidden in a blind spot. Older motorists are no different, and they say warning systems for these hazards are the top safety feature in newer cars, according to a joint report by MIT and The Hartford released this week.
The insurer and MIT's AgeLab evaluated hundreds of surveys of drivers over age 50 who get behind the wheel at least three times a week. The research showed that these "mature" drivers felt more confident with cars that have at least one of 10 more advanced technologies designed to protect them. Blind-spot warnings and other systems that may prevent crashes were ranked as the most important, according to the report.
"The results are consistent with our previous research in which mature drivers identified turning their head to see blind spots as a challenging aspect of driving. It also supports our understanding of changes in flexibility and range of motion that can occur as we age," Jodi Olshevski, a gerontologist and executive director of The Hartford Center for Mature Market Excellence, said in a statement.
Here are the top 10 safety features for older motorists, as indicated by the research:
Blind-spot warnings: Sensors alert drivers when another vehicle is approaching blind spots. These also help with parking. "They are particularly helpful for those who have trouble turning their heads or have other physical restrictions," according to the report.
Crash mitigation systems: They detect when a collision is imminent and can help to reduce passenger injuries.
Emergency response systems: They can alert paramedics or other emergency personnel if there's an accident or medical emergency.
Drowsy driver alerts: These safety features can warn drivers when they nod off or otherwise become inattentive.
Reverse monitoring systems: They aid motorists, especially those with reduced flexibility, judge distances and back up more safely by warning of objects behind the vehicle.
Vehicle stability control: This can help prevent crashes by helping steer a car if it veers offline or if the driver has trouble navigating a curve. It also can come into play when bad weather affects control.
Lane departure warning: Motorists are alerted when they drift from a lane.
Smart headlights: These better illuminate the road by responding to the direction the driver is steering and the vehicle's speed. Also reduces glare and improves night vision.
Voice-activated systems: Drivers can use a car's features by voice command, letting them focus more closely on the highway.
Parking assists: Through sensors, a computer calculates the correct angles and steers the car into the space. They can "reduce driver stress, making parking easier, and increasing the places that a driver can park," notes the report.
Senior drivers and auto insurance
Olshevski says older motorists should become familiar with these new technologies because they can make the roads less dangerous for themselves and fellow drivers. Besides safety concerns, there could be car insurance implications for seniors -- fewer accidents may lower premiums and could ensure that the most mature drivers don't shoulder escalating rates.
Insurers do offer discounts (sometimes as much as 5 percent) to older drivers (usually above 50) because they tend to be more conscientious behind the wheel. But things can change as you age, notes Penny Gusner, consumer analyst with CarInsurance.com.
"Since insurance rates are made up in part by statistical data and risk factors, those that reach the age of 70 and above and continue to own and drive a car can see their rates go up since these mature drivers are seen as more of a risk now to their insurance carrier," says Gusner.
