State Farm reportedly excludes 14 Hyundai and Kia models from new policies
Following recent news that at least two big auto insurance companies have refused to write new policies for certain Hyundai and Kia vehicles, WWL News in Louisiana said it received a list of affected models and model years. State Farm and Progressive are the two insurers noted so far as banning some Hyundai and Kia products that aren't equipped with engine immobilizers. On top of the vehicle count, the news program said two State Farm employees relayed that the affected states in addition to Louisiana are Georgia, Oregon, Pennsylvania and Washington. When WWL asked State Farm about the information, the company verified taking the measure but wouldn't verify the states. A printout shows the models excluded from new policies include the:
2015-2021 Hyundai Accent
2015-2021 Hyundai Elantra
2015-2021 Hyundai Kona
2015-2021 Hyundai Santa Fe
2015-2021 Hyundai Tucson
2015-2018 Hyundai Veloster
2015-2021 Kia Forte
2015-2021 Kia Optima
2015-2016 Kia Optima Hybrid
2015-2021 Kia Rio
2015-2021 Kia Sedona
2015-2016 Kia Sorento
2015-2021 Kia Soul
2015-2021 Kia Sportage
Remember, even among the models and model years listed, the restrictions only apply to vehicles with mechanical keys. Push-start models were built with immobilizers. According to the report, current policyholders who own models without immobilizers will remain insured. It's possible their rates will go up, though.
KOBI5 news in Portland, Oregon said Progressive has begun denying new policies for some Hyundai and Kia vehicles. The Portland Police Bureau maintains a stolen vehicle dashboard. The number of cars stolen annually in Portland has risen more than 70% from 2019 to 2022; however, neither Kia nor Hyundai features on the list of Top 5 Makes or Top 10 Models until 2022, when Kia ranked fifth among makes and the Hyundai Elantra and Kia Soul took the last two spots among models.