Hagerty’s attempts to predict future classics from modern tastes

Whether the car in your driveway will be worth a few pennies or your children's inheritance in 20 years isn't an exercise most drivers undertake. But an insurance firm that specializes in classic cars annually ranks the new models it thinks will be collectors' items one day. Here's their list for 2013, from the fast to the curious:

Hagery's Insurance says the list from its experts was limited to cars that cost less than $100,000 and haven't appeared in previous lists — the reason there's no Ferrari or even a Nissan GT-R. Hagerty explains it's reasons below for each; my take follows.

• Chevrolet Corvette Convertible 427 [$75,925]: "Corvette values tend to favor the last model year of each generation making the 60th anniversary year a worthy example to keep in your garage." It will be later in 2014 or early 2015 before Chevy introduces a new-era Corvette droptop that matches the performance of this one, and that gap will make it valuable.

• Audi RS5 ($68,900): "It’s purely subjective, but we think the basic Audi A5 is one of the handsomest coupes on the market." Few of these 414-hp aluminum monsters will reach American shores, and those that do will be treated well; the RS5 will be to future collectors what the storming Mercedes 190E 2.3-16 of the early '80s are to Deutschlandophiles today.

• SRT Viper ($97,395): "We applaud the Viper as one of the last living examples of the once-celebrated mantra of 'there is no replacement for displacement.'" It's early in the run of the new 640-hp Viper, so there's a bit of risk to this, but Vipers have an ardent base of fans that have already survived one corporate bankruptcy.

• Porsche Cayman S ($63,800): "The Cayman S is Porsche’s atonement for the sin of the diesel Cayenne." Porsche may sell more SUVs than 911s now, but as the 911 moves up in price, the Cayman will become the affordable Porsche sports car of choice on the used car market.

• Chevrolet Camaro ZL1 Convertible ($59,545): "Chevrolet’s 'most powerful production convertible ever' will likely be limited to hardcore enthusiasts and command a premium when they surface years down the road." If there's a strike against a car like the ZL1 convertible as a luxury car, it's that it's such a modern Q-ship that there may never be that many Camaro enthusiasts who can afford it.